What does a typical client want? Cheaper insurance we hear to catchy tunes from the television advertisements. The insurance providers are excellent at headlining premium reductions, to then confirm the lack of cover in the small print.
We make recommendations to our clients based on:
We are often aghast as to the insurers being recommended by other brokers:
We are subscribers to the beliefs of John Ruskin who over 100 years ago stated:
“It is unwise to pay too much. But it is worse to pay too little. When you pay too much you lose a little money — that is all. When you pay too little, you sometimes lose everything, because the thing you bought was incapable of doing the thing it was bought to do. The common law of business balance prohibits paying a little and getting a lot — it cannot be done. If you deal with the lowest bidder, it is well to add something for the risk you run; and if you do that, you will have enough to pay for something better”