The insurance industry has consistently cut its prices over the past few years, this has meant insurers have resorted to ‘tweaking’ their policies with exclusions and additional warranties that make it harder to get claims paid.
Castlemead Insurance Brokers have a professionally qualified team who are familiar with these shortfalls and can check to ensure your insurances are well placed both in terms of cover afforded and premiums paid.
Our ‘Health Checks’ have discovered an exclusion or misrepresentation which, if left unchecked, could leave the company exposed to a substantial uninsured claim or a protracted claims settlement. These shortfalls can normally be corrected at minimal extra cost, often at no charge at all.
In order to complete a ‘Health Check’ for you we need to spend just forty minutes with a key member of your management team who understands how your business operates. We then review this against:
We will then provide you with a written report making recommendations where appropriate and commenting on insurer security according to Standard and Poors giving you peace of mind that your business is well protected