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Aviation Risks

All business combined policies will exclude liability arising from products knowingly supplied for incorporation into aircraft and/or for work undertaken airside. Bespoke wordings have been developed by the insurance industry to cater for companies involved in this sector: 

Airside Liability

What is covered? The legal liability of the company or organisation following property damage or bodily injury to a third party whilst undertaking work airside.

When arranging cover for our clients, due consideration is given to:

  • Duration of the contract
    • Cover must be arranged for the duration of the contract including the defects or maintenance period
  • Cover can be arranged on an annual basis or per contract. It may be more cost effective to arrange an annual policy where there is the chance of additional work in the future
    • Minimum premiums can prove expensive
  • Warranties
    • Care must be taken when arranging the cover. Warranties around working close to aircraft and the number of vehicles airside any one time need to be complied with or amended to reflect your requirements
  • Contract value
    • Has a major bearing on the premium charged. Accurate apportionment of the contract value include labour and materials can substantially reduce the premium charged
  • Limit of indemnity
    • Must reflect the contractual requirements of the site at which the work will be carried out. ¬£50,000,000 is not uncommon¬†

Aviation Products

What is covered? The legal liability of the company or organisation following property damage or bodily injury to a third party resulting from products supplied.

To find out more, see our dedicated Aviation Insurance website>>

Castlemead Insurance Brokers have the knowledge, experience and market connections required to competitively place the required cover for your business.

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