How we place your insurance

• Document your requirements in a comprehensive presentation to the insurance market to include:
  • Photographs of your premises and risk locations
  • Claims summaries explaining the reasons behind the claims and the risk management improvements made to reduce future occurrences
  • Full sums insured, liability limits and required clauses and wordings.
• Deal with over 80 insurance providers. It is likely no more than 10 of these will be approached as we will target those insurers:
  • Who have a proven track record of insuring business in your industry of your size
  • Have a minimum BBB Standard and Poor Rating
  • Have not run away from risks when claims occur
• Present our findings and recommend a portfolio that matches your needs
• Agree the levels of insurance and premiums with you with the assistance of:
  • A policy summary for each of the risks identified
  • A premium summary for each policy detailing the rates applicable for each asset and liability category
  • Options around premium savings available, increased excesses and liability limits
• Place the insurance on the agreed basis and provide you with policy documentation

Once we’ve arranged your insurance, we will set up mid-term reviews with you to understand whether there are any changes that need to be arranged. After all, six months is a long time in any business. You might be considering acquiring another business or diversifying into another market. We will advise on any implications to your insurance cover and negotiate any changes with your insurer.

We’re always on hand to provide advice and guidance throughout the policy period. Our clients love the fact that they can just pick up the phone to our team and get the advice they need, there and then.