Unoccupied Premises – What is the issue? Vacant premises are often not secured properly and are therefore more susceptible to vandals, thieves, arsonists, squatters, and fly trippers According to Home Office estimates, there are 60 fires a day in the UK which...
Portable Heaters – What is the issue? Portable or transportable heaters are in common use, particularly in commercial premises, to supplement existing fixed heating systems or for use on days when the weather is cold. Portable heaters are more likely to cause fires...
ROBUST Aviation contracts with Primes are complex You need a broker who can review these contracts and advise on the specific risks your business might be exposed to Standard liability policies automatically exclude cover for companies supplying and working within the...
What’s the issue? For business premises, arson or deliberate fire setting is the second most common cause of fire. It continues to impose significant costs to the economy, with around 80% of businesses never fully recovering from a deliberate fire. What is it?...
What is the Issue? The most common cause of fire in commercial premises is electrical fault. What is it? Electrical tests need to be seen as an MOT for your buildings and equipment – failure to keep on top of the documents increases the likelihood of a loss and the...
What’s the issue? The third most likely cause of a fire at your premises is an accident during welding, cutting or grinding by a third party contractor or engineer. Most commonly, this could be a plumber welding on site. What is the relevance to my insurance? Losses...
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